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百度 说法安徽乐皖律师事务所主任律师陈保华提醒，民间借贷的年利率倘若不超过24%，是受法律保护的；年利率超过24%但不超过36%的，根据借贷双方的自愿约定，认定为有效；年利率超过36%的，认定为无效。Reshape the value of data through innovation.
Enterprise products, solutions & services
Reshape the value of data through innovation.
Power Digital Finance with Data and AI
Extract the maximum value from the data you generate by using Artificial Intelligence (AI) to derive the actionable insights that fuel better-informed decision making, power service innovation, and accelerate digital transformation.
Unshackle Data Sharing
Data will lie behind 80% of all future business: how can services evolve if data silos persist?
Supercharge Data Support
Some decisions need to be made instantaneously. For that to happen, real-time data is a prerequisite — period.
Exponential Data Growth
Over the next two years, data volumes will double. The time to build the infrastructure that can access and process such data is now.
Architecture
The Huawei Financial Data Intelligence Solution 3.0 can facilitate intelligent and data-driven decision-making and operations. Relying on an architecture that converges cloud, data, AI, and computing, the solution can upgrade digital and intelligent capabilities of financial institutions regarding data consumption, governance, architecture, security, and talent. It can comprehensively improve the financial data service system across scenarios, thereby unleashing the true value of data.
Converged architecture integrates the cloud, data, AI, and computing in a single robust foundation, making for data flow with trust across the data lake, data warehouse, and AI platform. This eliminates the need to migrate data during processing, summary, or analysis, resulting in much higher processing efficiency. Intelligent data lakehouse, Kunpeng multi-core Central Processing Units (CPUs), and optimized CPU instructions further enhance data processing performance.
? Centrally govern data with the data workflow, increasing efficiency during internal data transfer, analysis, and processing.
? Develop new models in weeks, instead of months, using atomic AI orchestration capability. Huawei's AI workflow is outfitted with a preset financial large model, ready for development and release.
? Digital marketing: Real-time data supply and intelligent models create comprehensive, highly precise customer profiles, significantly increasing conversion rates. With traditional static rules no longer relevant, use real-time data and intelligent models to switch on digital marketing, instead.
? Digital risk control: The solution transfers internal and external data in real time and creates a risk overview. Use the Graph Engine Service (GES) to search relationships in seconds, enabling comprehensive, fast, and accurate risk control.
? Digital operations: By leveraging Huawei's financial large model, you can launch digital employee applications, including intelligent review, to assist in voice services, marketing, and the daily work of employees, resulting in a significant improvement in operational efficiency.
Solution
Build an adaptive, quantifiable, and intelligent anti-fraud system using technologies such as data analysis, Machine Learning (ML), and knowledge graphs.
Copyright ? 2025 Huawei Technologies Co., Ltd. All rights reserved.
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